Asked By: Morgan Butler Date: created: Dec 20 2023

Does Drive Safe and Save track phone use

Answered By: Elijah Smith Date: created: Dec 20 2023

Track With a Smartphone – The most common way to use the program is through the Drive Safe & Save mobile app, which is available for iOS and Android devices. Once activated, this app tracks not only your driving habits but also instances when you pick up your phone while behind the wheel or engage in other unsafe behaviors.

Asked By: Matthew Cooper Date: created: Oct 08 2023

Does Drive Safe and Save work without Bluetooth

Answered By: William Moore Date: created: Oct 09 2023

Can I switch off the Bluetooth and beacon? – Well, the choice is yours. While it’s not necessary to keep Bluetooth and the beacon on when you’re not driving, it’s important to note that turning them off may affect the functionality of the Drive Safe and Save app.

Leaving Bluetooth and the beacon on allows the app to automatically start recording trips when you begin driving. If Bluetooth is off during a trip, it won’t be able to record the data. So, if you wish to limit battery usage, you can turn them off when not driving, but remember to turn them back on before each trip to ensure accurate trip recording.

WARNING : there is some potentially dangerous info out there and some people say that this is a State Farm Drive Safe and Save cheat. However, do you really want to take this risk? What if you have an accident with the beacon left switched off on purpose and need to make a claim? Are you going to pay the damages by yourself? The company clearly states that having the beacon and Bluetooth connected is imperative. Hi, I’m Simon! If you like this content, you can support my work by buying me a coffee. Click the button below and let’s make a difference in creating a cleaner, healthier planet.

What do the devices on Drive Safe and Save do?

What driving habits does State Farm Drive Safe & Save monitor? – The Bluetooth beacon monitors several pieces of information, more than something like OnStar vehicle diagnostics or a different mobile app program. It monitors your actual mileage, odometer, time of day, location, and basic driving behaviors like speeding, safe driving habits, and risky driving behaviors.

Asked By: Elijah Thomas Date: created: Mar 25 2023

What is a good driving score

Answered By: Dennis Torres Date: created: Mar 28 2023

What’s a good score? Scores of 50 or higher can be considered good scores and may qualify you for auto insurance discounts.

Can I put my drive safe beacon in my glove box?

If you are using a four-wheeled vehicle, we recommend that you place it in the glove compartment preferably or in any other place where it can remain undamaged and without risk of misplacing it. If you use a two-wheeler, we recommend that you place it under the saddle.

Asked By: Jayden Lee Date: created: Jan 07 2024

Does phone activity affect Drivewise

Answered By: Dominic Mitchell Date: created: Jan 07 2024

Phone Activity – Allstate Drivewise also tracks phone activity. This feature lets drivers know when and how often they use their phones behind the wheel. It’s designed to provide awareness and encourage safer driving behavior, and it doesn’t affect the Drivewise discount.

Why is my drive safe not recording my trips?

If phone memory is full, the app will not be able to record trip data and temporarily store it on the phone. If the app is force closed, it cannot record trips. Try opening the app again. Try restarting your phone.

Does Apple Carplay affect drive safe and save?

What Is the State Farm Drive Safe and Save and Is It Right for You? If you have State Farm Insurance, or even if you don’t, you may have heard about their new policy. Drive Safe and Save is a promotion on car insurance that is based on your mileage as well as driving performance.

  • Just enrolling in the program gives you a discount of five percent on your car insurance.
  • The specific details of the policy depends on each individual driver, but generally, State Farm discounts your insurance rate for good driving.
  • The program is meant to promote safe driving practices, which is a double win: less accidents for you and fewer expenses for insurance to cover.

You can get a discount of up to thirty percent depending on how good your driving is. So the main question now is, how are these discounts calculated? Drive Safe & Save collects the actual miles you have driven and also documents basic driving characteristics on the Drive Safe and Save mobile app, which are used together to calculate the discount.

The app runs its algorithm every six months to then calculate the discount. According to this policy, drivers are given a bluetooth beacon to monitor their driving. After the first six months of signing up for this program, drivers receive a report card with grades for different driving habits such as turning, time of day, and hard brakes.

Depending on your grades, you are given a projected discount and can work on improving your driving to increase your grades and your discount. Currenthave also shared that there is a lot of importance put on your mileage when calculating as well. How Does It Work For the Safe and Save program, a bluetooth beacon has to be connected to the vehicle.

  • The device can also interact with smartphone mobile programs such as Apple Carplay.
  • The only constraint is that the car must have a working odometer.
  • Once attached the vehicle, the beacon is paired with an app on your phone, which must have working location/GPS, camera, and Bluetooth features in order to be compatible.

The app and beacon together collect your driving data when you are in your car and trips are recorded automatically. You are however required to submit a photo of your odometer and input your odometer reading manually after each monthly segment. After six months, State Farm sends you a report card.

How Grades are Determined For the Drive Safe and Save program, the factors considered in the grading are annual mileage, acceleration, braking, turning, speed, and time of day. For annual mileage, the less you drive leads to greater savings. The more time you are driving, the more likely you are to get in an accident.

Thus, State Farm encourages less frequent driving to decrease the risk of accident. For acceleration, faster acceleration makes cars more difficult to control, which can also lead to accidents. Braking quickly is a sign that you may have been driving too fast or too closely to another vehicle, which is also not a safe practice.

Fast turns indicate that you might have not given yourself enough time to turn or slowed down enough, which is also unsafe. Faster speeds can lead to more intense accidents. Finally, certain times of day are more dangerous. For example late at night is more dangerous since drivers may not be on their best behavior due to fatigue or there might be a lot of traffic.

Based on whether or not a driver engages in these behaviors and to what degree determines the grade-and ultimately discount-he or she will receive from State Farm. Other Similar Programs State Farm isn’t the only company to offer a reward program to promote good driving behavior.

Other insurance companies also have programs which give insurance discounts for good driving habits. For example, Allstate also has a similar program called, The program provides an initial three percent discount. Unlike the Drive Safe and Save program, Drivewise does not provide additional discounts.

Instead, you can earn cash back through safe driving. The cash back policy kicks in after the first fifty rides and then every six months. Drivewise is a little more direct with providing customers with its criteria for safe driving: driving below 80 mph, limiting driving during late hours, and limiting hard brakes.

  1. This criteria is then used to calculate what it calls a “performance reward.” Activating Drivewise simply requires downloading the app and inputting your account details.
  2. The app also displays your last one hundred trips, your most recent parking location, and your rewards.
  3. Another similar program to State Farm’s Drive Safe and Save is Progressive’s,

Snapshot calculates a discount based on your driving performance during a six month interval. The app also shows your past trips and highlights sections where you exhibited bad driving behavior such as checking your phone, making a hard brake, or accelerating very quickly. The Good and The Bad One issue with these programs is that you cannot use or test the app until after committing to a policy. Therefore, you don’t know how sensitive the algorithms are and whether your driving ability is “good” until after signing up and using the app.

Some users have also criticized how certain bad driving habits may be taken advantage of to reduce your discount. For example, with Snapshot, one of the bad driving habits for these programs include driving at a risky time of day, such as in the evening or early morning, but the times in these intervals are usually the times the average person has to go to work.

If you work from 9:00 to 5:00, depending on your commute and program, you may always be driving during a “bad” time, but this is unavoidable. That is what reddit user Bread-n-Butterflies experienced with Snapshot: I wasn’t aware when I got it that they count the time of day against you.

  • Because I work 9-5, I am driving twice a day in “bad” time zones.
  • I have 0-2 “hard stops” on any given day, almost always someone trying to merge last second, too close in front of me or stopping short (not that the device is capable of attributing fault).
  • Many feel cheated because insurance companies do not reveal the specific factors that go into your grade’s calculation.
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Other users criticized that it is difficult to change grades even after improving driving ability, which depends again on how sensitive the device and the program are. Factors to Consider Before Joining A Similar Program Just as how your work life inadvertently affects how good your driving is classified, your geographical location can also affect this.

  1. Some factors considered by this discount algorithm are hard brakes and fast turns.
  2. Thus, if you drive in a city environment, these kinds of hard brakes and fast turns are unavoidable.
  3. Therefore, the program may be biased against inhabitants of cities.
  4. On the other hand, if you mostly drive in suburban or rural environments, this kind of program may be more beneficial and helpful for you.

Is it worth it? Although these programs advertise savings up to thirty percent, in reality, the savings are usually between five and ten percent and in specific environments. Users report the biggest savings with people who drive the least and in rural settings.

  1. So, if you drive frequently and in a congested city, it is possible that these insurance programs could actually do more harm than good to your wallet.
  2. Indeed, if the app determines that you drive “poorly,” you premium will go up.
  3. So, the use of these reward apps is recommended on a case by case basis.

Regardless though, programs like State Farm’s Drive Safe and Save offer an exciting future where AI can be used to benefit drivers. Taking reward-based driving one step further Using AI and Behavioral Economics to promote positive driving behavior has many other exciting applications, specifically for the trucking industry.

SafeMode is a fleet mobility company which is working on an incentive based system to change driver behavior to become safer. The app provides feedback to its users to notify them on what they are doing wrong and how to improve, while rewarding good behavior. The app also creates profiles of the different drivers to eventually create a database of driver activity.

This can be used to help drivers and autonomous vehicles predict events rather than just react to the negative events occurring. Learn more about SafeMode, : What Is the State Farm Drive Safe and Save and Is It Right for You?

Is saving photos in Drive safe?

Your content is stored securely When you upload a file of any type to Google Drive, it is stored securely in our world-class data centers. Data is encrypted in-transit and at-rest. If you choose to access these files offline, we store this info on your device.

Is drive safe or safely?

Is it ‘Drive Safe’ or ‘Drive Safely’? Both ‘drive safe’ and ‘drive safely’ are fine to use. Flat adverbs—adverbs without -ly—are common in English. Some others are soon in ‘see you soon’ and fast in ‘time goes so fast.’ Adverbial safe functions the same way. There’s no need to argue over whether one should ‘drive safe’ or ‘drive safely’. ‘Safe’ is a flat adverb, either form is correct, and debating grammar while driving is deeply inadvisable. But should they? In fact, the adverb is what’s called a flat adverb,

Asked By: Abraham Richardson Date: created: Nov 14 2023

Is it drive safe or drive safe

Answered By: Neil James Date: created: Nov 17 2023

‘Drive safely’ is the formally correct phrase. Saying ‘drive safe’ sounds casual and informal; however, many people do it. This is because, in general, people sometimes use the adjective form as an adverb (usually this means not adding -ly) in casual speech.

Is 86 a good driving score?

I have a score of 85. What does that indicate? Modified on: Sun, Apr 25, 2021 at 11:59 PM A score above 85 means you are doing a good job being safe on the road. This score is an averaged score for the last 7 days of your driving. A score between 65 and 74 represents moderate driving risk and scores below 64 represent poor driving with high risk.

Asked By: Tyler Jenkins Date: created: Dec 30 2023

Is 80 a good driving score

Answered By: Neil Evans Date: created: Dec 30 2023

Safety Score Beta | Tesla Support Safety Score Beta The Safety Score Beta is an assessment of your driving behavior based on several metrics called Safety Factors. These are combined to estimate the likelihood that your driving could result in a future collision.

articleFeaturesDrivingAutopilotModel SModel 3Model XModel YVehicle259263

https://www.tesla.com/sites/default/files/blog_images/tesla_announcement_social.jpg Tesla logo in gray on white background en For the best experience, we recommend upgrading or changing your web browser. The Safety Score Beta is an assessment of your driving behavior based on several metrics called Safety Factors.

  • These are combined to estimate the likelihood that your driving could result in a future collision.
  • We combine your daily Safety Scores (up to 30 days) to, displayed on the main ‘Safety Score’ screen of the Tesla app.
  • You can find details around your daily Safety Score by selecting ‘Daily Details’ at the bottom of the screen.

The Safety Score Beta is intended to provide drivers transparency and feedback of their driving behaviors to encourage safer driving and potentially pay less for their insurance. The Safety Score is a value between 0 and 100, where a higher score indicates safer driving.

  1. Most drivers are expected to have a Safety Score of 80 or above.
  2. To see more details about Safety Score and how it’s calculated, you need to determine if you are currently enrolled in,, or,
  3. To determine which version you are enrolled in, open the Tesla app and scroll to the bottom of the ‘Safety Score’ screen.

Safety Score version 2.0 features several updates including two new Safety Factors and updates to how your driving behavior is measured and Safety Score is calculated. Here are the key changes from version 1.2 to version 2.0:

Added Excessive Speeding as a new Safety Factor. More time spent driving over 85 mph will lead to a lower Safety Score. Added Unbuckled Driving as a new Safety Factor. Time spent driving over 10 mph without buckling the driver’s seatbelt will lead to a lower Safety Score. Updated Late Night Driving to be risk weighted based on when you are driving from 10 PM – 4 AM. The impact of late night driving on your Safety Score will depend on the proportion of time spent driving in each hour from 10 PM – 4 AM. The impact on your Safety Score is now reduced earlier in the night and increased later in the night. Updated Hard Braking Safety Factor to exclude braking events that occur when the vehicle detects a yellow traffic light.

Note: Availability of these features will vary based on your vehicle’s Infotainment hardware. There are several Safety Factors that impact your Safety Score. These are measured directly by your Tesla vehicle using various sensors on the vehicle and Autopilot software. Forward Collision Warnings per 1,000 Non-Autopilot Miles Forward Collision Warnings are audible and visual alerts provided to you, the driver, in events where a possible collision due to an object in front of the vehicle is considered likely without your intervention. Hard Braking Hard braking is defined as backward acceleration, measured by your Tesla vehicle, in excess of 0.3g. This is the same as a decrease in the vehicle’s speed larger than 6.7 mph, in one second. Hard braking is introduced into the Safety Score formula as the proportion of time where the vehicle experiences backward acceleration greater than 0.3g as a percentage of the proportion of time the vehicle experiences backward acceleration greater than 0.1g (2.2 mph in one second).

  1. Hard braking while on Autopilot is not factored into the Safety Score formula.
  2. For vehicles with Autopilot computer 3.0 or greater, braking while the vehicle detects yellow traffic lights is also not factored into the Safety Score formula.
  3. If the vehicle is unable to detect a yellow traffic light at the time of the hard braking, the event will impact your Safety Score.

The percentage shown in the app is the proportion of time spent braking done with excessive force when driving and Autopilot is not engaged. The value is capped at 5.8% in the Safety Score formula. Aggressive Turning Aggressive turning is defined as left/right acceleration, measured by your Tesla vehicle, in excess of 0.4g. This is the same as an increase in the vehicle’s speed to the left/right larger than 8.9 mph, in one second. Aggressive turning is introduced into the Safety Score formula as the proportion of time the vehicle experiences left or right acceleration greater than 0.4g as a percentage of the proportion of time the vehicle experiences left or right acceleration greater than 0.2g (4.5 mph in one second). Unsafe Following Your Tesla vehicle measures its own speed, the speed of the vehicle in front and the distance between the two vehicles. Based on these measurements, your vehicle calculates the number of seconds you would have to react and stop if the vehicle in front of you came to a sudden stop.

This measurement is called “headway.” Unsafe following is the proportion of time where your vehicle’s headway is less than 1.0 seconds relative to the time that your vehicle’s headway is less than 3.0 seconds. Unsafe following is only measured when your vehicle is traveling at least 50 mph and is incorporated into the Safety Score formula as a percentage.

Unsafe following while on Autopilot is not factored into the Safety Score formula. The percentage shown in the app is the percentage of unsafe following when driving and Autopilot is not engaged. The value is capped at 64.2% in the Safety Score formula. Excessive Speeding Excessive Speeding is defined as the proportion of time spent driving in excess of 85 mph, as a percentage of the total time driving. The value shown in the app is the proportion of time driven at a speed over 85 mph versus all driving time. The value is capped at 7.6% in the Safety Score formula. Late Night Driving Late Night Driving is defined as the number of seconds you spend driving at night (10 PM – 4 AM) divided by the number of seconds you spend driving total during the day and night. Due to the variable risk level associated with driving during each late night hour, each hour is weighed differently, and, Forced Autopilot Disengagement The Autopilot system disengages for the remainder of a trip after you, the driver, have received three audio and visual warnings. These warnings occur when your Tesla vehicle has determined that you have not applied sufficient resistance on the steering wheel or have become inattentive. Unbuckled Driving Unbuckled Driving is defined as the proportion of time spent driving above 10 mph without fastening the driver’s seatbelt, as a percentage of time spent driving above 10 mph. The value shown in the app is the proportion of time driven at a speed over 10 mph, without buckling the driver’s seatbelt, as a percentage of time spent driving over 10 mph.

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Predicted Collision Frequency (PCF) = 0.83220180 x 1.012555104 Forward Collision Warnings per 1,000 Non-Autopilot Miles
x 1.16460827 Hard Braking
x 1.01498152 Aggressive Turning
x 1.00245084 Unsafe Following Time
x 1.40663310 Forced Autopilot Disengagement
x 1.05018975 Late Night Driving
x 1.00939791 Excessive Speeding
x 1.00901189 Unbuckled Driving

The current formula was derived based on statistical modeling using 8 billion miles of fleet data. We expect to make further changes to the formula in the future as we gain more customer and data insights. The PCF is converted into a 0 to 100 Safety Score using the following formula:

Safety Score = 112.29263237 – 14.77121589 x PCF

Your daily Safety Score is not impacted by the number of miles you drive. We combine your daily Safety Scores (up to 30 days) into a mileage-weighted average to calculate the aggregated Safety Score, which is displayed on the main ‘Safety Score’ screen of the Tesla app.

Note: Since vehicles with hardware older than Autopilot computer 2.0 do not measure following distance, Forward Collisions Warnings per 1,000 non-Autopilot miles and Unsafe Following Time is replaced by default values of 15.6 and 22.2% in the PCF formula, respectively. For these vehicles, the value of 112.29263237 is replaced by 115.76503741 in the Safety Score formula.

You can improve your Safety Score by improving each Safety Factor.

Asked By: Gregory Harris Date: created: Nov 06 2022

What is the highest drive easy score

Answered By: Dennis Harris Date: created: Nov 07 2022

What does DriveEasy track? – Although DriveEasy can’t monitor every factor of your driving, it is capable of analyzing simple driving habits that indicate how safely you may drive, such as hard braking, fast accelerations, speeding and cornering. The safer you drive, the higher your driving score will be, up to 100 points.

Why does my iPhone think I’m driving?

Apple’s ‘Driving Focus’ Is Wonky As Hell Photo: Alim Yakubov (Shutterstock) is a great way to wrangle all of your Apple devices together to match your current activity. If you’re on the job, a Work Focus can knock out unnecessary notifications on your iPhone, as well as your iPad and Mac. On the flip side, a Personal Focus will ensure none of your work communications make it through until the following day of business, even as you flip between your tech.

The Driving Focus, however, is different. Unlike other Focuses, Apple designed it to be automatic by default. If your iPhone thinks you’re driving, it kicks into gear, in an effort to keep you focused on the road and not distracted by texts and notifications. It’s a good thing. Except that it’s a bit broken.

It seems the iPhone’s sensitivity for what it thinks is “driving” is a bit too high, which leads to the Focus turning on when you aren’t in a vehicle, or even moving at all. Read more You can see the general issue, The OP posts about how their Driving Focus is set to turn on automatically when the iPhone detects motion, however the Focus engages even with their iPhone sitting still on a desk.

  1. Lifehacker Deputy Editor Joel Cunningham has been dealing with the exact same problem.
  2. In fact, the entire time we discussed the issue, his Driving Focus was turning on and off.
  3. Sure, Apple: He was driving, at a desk, at work.
  4. The issue here isn’t only you’ll miss notifications on your iPhone, either.
  5. Focuses, by default, affect all connected and compatible Apple devices.

That means if your Driving Focus turns on for your iPhone, it also turns on for your iPad and Mac. If you use that Mac to work, like Joel, seeing alerts for “Driving” toggling on and off all day isn’t a productivity hack. Why this Driving Focus glitch happens isn’t clear.

Why is my car on safe mode?

Most modern transmissions have a “limp mode” or “safe mode” that they may default to if an error is detected. What does it mean if your transmission has entered safe mode, and where do you go from there? Haigler Auto Services in Montgomery, AL has the answers you need.

  • What’s the point? Safe mode is designed to keep catastrophic damage from happening to your transmission.
  • If the control module senses danger, it defaults the transmission into safe mode, which typically means the RPM and shifting abilities are highly limited.
  • This drastically reduces the risk of your transmission being harmed, in the event there is a problem that could cause damage to it.

In safe mode, your car will feel like it’s not working correctly, and may lead you to believe the transmission has gone out. That’s a logical conclusion, given it won’t shift the way it’s supposed to and the vehicle will be limited to 45mph or so. However, there’s a good chance the transmission is just fine – that’s the point of it going into safe mode, after all.

  • What should you do? Don’t assume the worst.
  • A vehicle will enter safe mode for a variety of reasons, but probably not as a result of the entire transmission going out.
  • Usually, it’s just a sensor or other error code that sounds the alarm, and sends the vehicle into safe mode.
  • The first thing you should do is get it to the shop – there may be an issue that needs to be addressed, or it could be as simple as plugging it up to some equipment and clearing the code.

Either way, you’ll need to have it inspected by a professional with the right diagnostic tools, so you can be sure there isn’t a deeper issue before resetting the transmission. Most likely, we’ll have your car driving normally in no time. No matter your repair or maintenance needs, we’ve got you covered.

  • For the best transmission service shop in Montgomery, AL, call or stop by Haigler Auto Services today, and we can get the job done.
  • Thank you for visiting Haigler Auto Services in Montgomery, AL.
  • Count on our automotive repair technicians to keep your car, truck, suv, or van on the roads longer and safer.

Schedule your appointment today BOOK NOW | CALL: (334) 272-2025

Asked By: Simon Wright Date: created: May 19 2023

Does drive safe and save beacon need to be on windshield

Answered By: Devin Evans Date: created: May 21 2023

While there is no particular requirement as to where you place the beacon, State Farm says the best placement for it is on your windshield. Step four: Pair the State Farm driving beacon with the app.

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Should it be drive safe or drive safely?

Is it ‘Drive Safe’ or ‘Drive Safely’? Both ‘drive safe’ and ‘drive safely’ are fine to use. Flat adverbs—adverbs without -ly—are common in English. Some others are soon in ‘see you soon’ and fast in ‘time goes so fast.’ Adverbial safe functions the same way. There’s no need to argue over whether one should ‘drive safe’ or ‘drive safely’. ‘Safe’ is a flat adverb, either form is correct, and debating grammar while driving is deeply inadvisable. But should they? In fact, the adverb is what’s called a flat adverb,

Does Apple car play affect drive safe and save?

What Is the State Farm Drive Safe and Save and Is It Right for You? If you have State Farm Insurance, or even if you don’t, you may have heard about their new policy. Drive Safe and Save is a promotion on car insurance that is based on your mileage as well as driving performance.

  • Just enrolling in the program gives you a discount of five percent on your car insurance.
  • The specific details of the policy depends on each individual driver, but generally, State Farm discounts your insurance rate for good driving.
  • The program is meant to promote safe driving practices, which is a double win: less accidents for you and fewer expenses for insurance to cover.

You can get a discount of up to thirty percent depending on how good your driving is. So the main question now is, how are these discounts calculated? Drive Safe & Save collects the actual miles you have driven and also documents basic driving characteristics on the Drive Safe and Save mobile app, which are used together to calculate the discount.

The app runs its algorithm every six months to then calculate the discount. According to this policy, drivers are given a bluetooth beacon to monitor their driving. After the first six months of signing up for this program, drivers receive a report card with grades for different driving habits such as turning, time of day, and hard brakes.

Depending on your grades, you are given a projected discount and can work on improving your driving to increase your grades and your discount. Currenthave also shared that there is a lot of importance put on your mileage when calculating as well. How Does It Work For the Safe and Save program, a bluetooth beacon has to be connected to the vehicle.

  1. The device can also interact with smartphone mobile programs such as Apple Carplay.
  2. The only constraint is that the car must have a working odometer.
  3. Once attached the vehicle, the beacon is paired with an app on your phone, which must have working location/GPS, camera, and Bluetooth features in order to be compatible.

The app and beacon together collect your driving data when you are in your car and trips are recorded automatically. You are however required to submit a photo of your odometer and input your odometer reading manually after each monthly segment. After six months, State Farm sends you a report card.

  • How Grades are Determined For the Drive Safe and Save program, the factors considered in the grading are annual mileage, acceleration, braking, turning, speed, and time of day.
  • For annual mileage, the less you drive leads to greater savings.
  • The more time you are driving, the more likely you are to get in an accident.

Thus, State Farm encourages less frequent driving to decrease the risk of accident. For acceleration, faster acceleration makes cars more difficult to control, which can also lead to accidents. Braking quickly is a sign that you may have been driving too fast or too closely to another vehicle, which is also not a safe practice.

  • Fast turns indicate that you might have not given yourself enough time to turn or slowed down enough, which is also unsafe.
  • Faster speeds can lead to more intense accidents.
  • Finally, certain times of day are more dangerous.
  • For example late at night is more dangerous since drivers may not be on their best behavior due to fatigue or there might be a lot of traffic.

Based on whether or not a driver engages in these behaviors and to what degree determines the grade-and ultimately discount-he or she will receive from State Farm. Other Similar Programs State Farm isn’t the only company to offer a reward program to promote good driving behavior.

Other insurance companies also have programs which give insurance discounts for good driving habits. For example, Allstate also has a similar program called, The program provides an initial three percent discount. Unlike the Drive Safe and Save program, Drivewise does not provide additional discounts.

Instead, you can earn cash back through safe driving. The cash back policy kicks in after the first fifty rides and then every six months. Drivewise is a little more direct with providing customers with its criteria for safe driving: driving below 80 mph, limiting driving during late hours, and limiting hard brakes.

  • This criteria is then used to calculate what it calls a “performance reward.” Activating Drivewise simply requires downloading the app and inputting your account details.
  • The app also displays your last one hundred trips, your most recent parking location, and your rewards.
  • Another similar program to State Farm’s Drive Safe and Save is Progressive’s,

Snapshot calculates a discount based on your driving performance during a six month interval. The app also shows your past trips and highlights sections where you exhibited bad driving behavior such as checking your phone, making a hard brake, or accelerating very quickly. The Good and The Bad One issue with these programs is that you cannot use or test the app until after committing to a policy. Therefore, you don’t know how sensitive the algorithms are and whether your driving ability is “good” until after signing up and using the app.

Some users have also criticized how certain bad driving habits may be taken advantage of to reduce your discount. For example, with Snapshot, one of the bad driving habits for these programs include driving at a risky time of day, such as in the evening or early morning, but the times in these intervals are usually the times the average person has to go to work.

If you work from 9:00 to 5:00, depending on your commute and program, you may always be driving during a “bad” time, but this is unavoidable. That is what reddit user Bread-n-Butterflies experienced with Snapshot: I wasn’t aware when I got it that they count the time of day against you.

  • Because I work 9-5, I am driving twice a day in “bad” time zones.
  • I have 0-2 “hard stops” on any given day, almost always someone trying to merge last second, too close in front of me or stopping short (not that the device is capable of attributing fault).
  • Many feel cheated because insurance companies do not reveal the specific factors that go into your grade’s calculation.

Other users criticized that it is difficult to change grades even after improving driving ability, which depends again on how sensitive the device and the program are. Factors to Consider Before Joining A Similar Program Just as how your work life inadvertently affects how good your driving is classified, your geographical location can also affect this.

  • Some factors considered by this discount algorithm are hard brakes and fast turns.
  • Thus, if you drive in a city environment, these kinds of hard brakes and fast turns are unavoidable.
  • Therefore, the program may be biased against inhabitants of cities.
  • On the other hand, if you mostly drive in suburban or rural environments, this kind of program may be more beneficial and helpful for you.

Is it worth it? Although these programs advertise savings up to thirty percent, in reality, the savings are usually between five and ten percent and in specific environments. Users report the biggest savings with people who drive the least and in rural settings.

So, if you drive frequently and in a congested city, it is possible that these insurance programs could actually do more harm than good to your wallet. Indeed, if the app determines that you drive “poorly,” you premium will go up. So, the use of these reward apps is recommended on a case by case basis.

Regardless though, programs like State Farm’s Drive Safe and Save offer an exciting future where AI can be used to benefit drivers. Taking reward-based driving one step further Using AI and Behavioral Economics to promote positive driving behavior has many other exciting applications, specifically for the trucking industry.

  1. SafeMode is a fleet mobility company which is working on an incentive based system to change driver behavior to become safer.
  2. The app provides feedback to its users to notify them on what they are doing wrong and how to improve, while rewarding good behavior.
  3. The app also creates profiles of the different drivers to eventually create a database of driver activity.

This can be used to help drivers and autonomous vehicles predict events rather than just react to the negative events occurring. Learn more about SafeMode, : What Is the State Farm Drive Safe and Save and Is It Right for You?

Can I put my drive safe beacon in my glove box?

If you are using a four-wheeled vehicle, we recommend that you place it in the glove compartment preferably or in any other place where it can remain undamaged and without risk of misplacing it. If you use a two-wheeler, we recommend that you place it under the saddle.